Golf Cover Option

What is covered

• Owned and Hired Golf Equipment
• Hiring Replacement Golf Equipment
• Green Fees

SECTION 10 – GOLF COVER

NOTE: Section 10 only applies if You have opted to purchase the Golf Cover extension and this is shown in the Your Schedule of Insurance.

SECTION 10.1 – Owned and Hired Golf Equipment

What is covered

We will indemnify You in respect of loss or breakage of Golf Equipment up to the amount shown in the Your Schedule of Insurance for owned and hired Golf Equipment. In the case of owned Golf Equipment, each claim is subject to a maximum payment for any Single Items shown in the Your Schedule of Insurance.

The maximum payment for any single Item for which an original receipt, proof of purchase or insurance valuation (obtained prior to the loss) is not supplied is £/€ 50, subject to a maximum of £/€ 200 for all such items.

What is not covered

In addition to the General Conditions and Exclusions shown in Your Policy Wording:

1. The Excess as shown in Your Schedule of Insurance.

2. claims arising from theft which is not reported to a police authority within 24 hours of discovery and an official report obtained.

3. claims arising for loss or damage which are not reported to any appropriate authority within 24 hours of discovery and an official report obtained, and specifically for claims arising against common carriers and hotels. In the case of an airline, a Property Irregularity Report will be required.

4. claims arising from delay, detention, seizure or confiscation by Customs or other officials.

5. claims arising for loss, theft or damage to anything shipped as freight or under a Bill of Lading.

6. claims arising for Golf Equipment left unattended in a place to which the general public has access or left in the custody of a person who does not have an official responsibility for the safekeeping of the Property.

7. claims arising for loss, theft or damage of Property from an unattended motor vehicle, unless taken from a locked boot or lockable roof rack between 8am and 8pm local time and there is evidence of damage or forced entry which is confirmed by a police report.

SECTION 10.2 – Hiring Replacement Golf Equipment

What is covered

We will reimburse You up to the amount shown in the Your Schedule of Insurance for each 24-hour period for the cost of necessary hire of replacement Golf Equipment following:

a) loss, theft or breakage of Your Golf Equipment, following a valid claim under 10.1; or

b) the mis-direction or delay in transit of Your Golf Equipment for 12 hours.

What is not covered

In addition to the General Conditions and Exclusions shown in Your Policy Wording:

1. the Excess as shown in Your Schedule of Insurance.

2. claims arising for loss or damage which are not reported to any appropriate authority within 24 hours of discovery and an official report obtained and specifically for claims arising against common carriers. In the case of an airline, a property Irregularity Report will be required.

3. claims arising for loss, theft or damage to anything shipped as freight or under a Bill of Lading.

4. claims arising from delay, detention, seizure or confiscation by Customs or other officials.

SECTION 10.3 – Green Fees

What is covered

We will indemnify You up to the amount shown in the Your Schedule of Insurance for the proportionate value of any non-refundable, pre-paid green fees or tuition fees necessarily unused due to the following :-

a) Accident or Illness of the Insured Person;

b) loss or theft of documentation which prevents the participation in the pre-paid golfing activity.

What is not covered

The General conditions and Exclusions shown in Your Policy Wording.